Jersey City, NJ 07306 103 Belmont Ave

Versatile Legal Two Family in the Heart of McGinley Square. Step into this beautifully maintained, semi-detached home on an oversized lot in one of Jersey City’s most sought-after neighborhoods. Legally classified as a two-family, this residence retains all separate utilities including two hot water heaters, two furnaces, and individual gas and electric meters, offering flexibility for a seamless reconfiguration or continued use as a spacious single-family home. Currently configured as a generously sized one-family, the home offers four large bedrooms, a home office, and two full bathrooms across its expansive layout. Period charm is on full display with high ceilings, plaster moldings, original pocket doors, a classic wood staircase, and oversized bay windows that bathe the interiors in natural light. The updated kitchen blends timeless style with modern upgrades, while other thoughtful improvements include a new roof, new refrigerator, gas range stove, heated floors and towel rack in the lower bathroom, and updated hot water heaters, ensuring both comfort and peace of mind. Outside, the extra-deep backyard is a rare urban retreat, perfect for gardening, outdoor entertaining, or simply unwinding under the stars. A large, semi-finished basement offers even more versatility with space for a playroom, gym, studio, or storage. The oversized primary bedroom includes a walk-in closet, an uncommon bonus in homes of this era. Situated within walking distance to Lincoln Park’s 270 acres of green space, PATH trains to NYC, local buses, Citi Bike stations, schools, and beloved local restaurants and shops, this home delivers on both lifestyle and location. Whether you’re looking to move right in, convert back to a true two-family, or invest in a rapidly growing neighborhood, this property offers space, charm, and undeniable potential.