Property
Palmyra, VA 22963 13 Chatham Ln
$534,990
OPEN HOUSE Sun, Aug 03 2025 1:00 PM - 3:00 PM
42 more
Presented By: RE/MAX GATEWAY
Beds • 4
Full/Half Baths • 2 / 1
SQFT • 2,112
Home Details
Waterfront Paradise Awaits! Lowest-Priced Lakefront Home with Private Dock ? Don?t miss this stunning 4-bed, 2.5-bath Cape Cod retreat on 126 feet of pristine waterfront in the exclusive Lake Monticello community. Priced to sell as the lowest-priced lakefront home, this move-in-ready home features over $100,000 in upgrades, offering an unbeatable value! Inside, enjoy a bright main-level primary suite with a luxurious bath, double vanity, and spacious walk-in closet. The upgraded kitchen boasts new stainless-steel appliances, sleek flooring, modern lighting, and energy-efficient windows with incredible water views. The finished walk-out basement includes a bedroom (or family room), new washer/dryer, bath rough-in, and a large workshop for extra storage. Outside, new concrete steps lead to a refreshed private boat dock with new decking. A single-car garage adds convenience. Lake Monticello offers 22 miles of shoreline, a PGA golf course, tennis and pickleball courts, an Olympic pool, and more. Whether a year-round retreat or a weekend getaway, this home has it all!,Marble Counter,White Cabinets,Fireplace in Family Room
Presented By: RE/MAX GATEWAY
Interior Features for 13 Chatham Ln
Bedrooms
Bedrooms Count All Lower Levels1
Bedrooms Count All Upper Levels2
Main Level Bedrooms1
Total Bedrooms4
Bathrooms
Bathrooms Count All Upper Levels1
Bathrooms Count All Lower Levels1
Half Baths1
Total Baths3
Other Interior Features
LivingAreaSourceEstimated
Below Grade Unfin Area UnitsSquare Feet
Below Grade Unfin SQFT288
Below Grade Unfin SQFT SourceEstimated
Above Grade Unfin Area UnitsSquare Feet
Above Grade Unfin SQFT SourceEstimated
Above Grade Finished Area1416
Above Grade Finished Area SourceEstimated
Above Grade Finished Area Unit TypeSquare Feet
Air Conditioning Y/NNo
BasementHeated, Interior Access, Outside Entrance, Partially Finished, Walkout Level, Windows
Basement (Y/N)Yes
Below Grade Finished Area696
Below Grade Finished Area SourceEstimated
Below Grade Finished Area Unit TypeSquare Feet
Central Air Y/NYes
Fireplace FeaturesGas/Propane
Fireplace Y/NYes
FlooringCarpet
Heating FuelElectric
Heating Y/NYes
Interior AmenitiesEntry Level Bedroom
Total Fireplaces1
Other Rooms
Room TypeKitchen, Family Room, Breakfast Room, Full Bath, Half Bath, Additional Bedroom
Room Details for 13 Chatham Ln
Additional Bedroom
level
Upper 1
Additional Bedroom # 2
level
Upper 1
Additional Bedroom # 3
level
Lower 1
Breakfast Room
level
Main
Family Room
level
Main
Full Bath
level
Upper 1
Half Bath
level
Lower 1
Kitchen
level
Main
General for 13 Chatham Ln
Above Grade Unfin SQFT
AccessibilityNone
AppliancesDryer, Washer
Architectural StyleCape Cod
Assoc Fee Paid PerAnnually
Association AmenitiesBeach, Boat Ramp, Club House, Golf Club, Tot Lots/Playground, Tennis Courts, Basketball Courts, Lake, Picnic Area, Jog/Walk Path
Association Fee IncludesReserve Funds, Snow Removal, Trash
Association Name(434) 589-8263
Bathrooms Count Main Level1.00
Bathrooms Full Main Level1
Building Area UnitsSquare Feet
CityPALMYRA
Condo/Coop Association Y/NNo
Construction Completed Y/NNo
CoolingCentral A/C, Heat Pump(s)
CountyFLUVANNA
DirectionsENTER MAIN GATE AT ASHLAWN & LAKE MONTICELLO RD:Take I-64 to exit 129 (616).Turn Rt onto Black Cat/Union Mills/616 for 6 miles.Rt on 600 for 1.6 miles.Rt on Lake Monticello.Lft to Enter gate at Ashla
DisclosuresProp Disclosure
Full Baths2
Garage Y/NNo
HOAYes
HOA Fee$1267.00
HOA Fee 2871.00
HOA Fee 2 FrequencyOne Time
HeatingCentral, Forced Air, Heat Pump(s)
Legal SubdivisionASHLAWN
Levels1.5
Living Area UnitsSquare Feet
ModificationTimestamp2025-08-01T08:15:17
New ConstructionNo
Other StructuresAbove Grade, Below Grade
OwnershipOther
Price Per Sq Ft Total AG377.82
Property TypeResidential
School DistrictFLUVANNA COUNTY PUBLIC SCHOOLS
Security Features24 hour security, Security Gate, Smoke Detector
SewerPublic Sewer
Standard StatusActive
StatusACTIVE
Structure TypeDetached
Subdivision NameLAKE MONTICELLO
Tax Annual Amount3081.0
Tax Year2024
Total SQFT2400
Vacation Rental Y/NNo
ViewWater, Trees/Woods
Year Built1984
Year Built SourceEstimated
ZoningR-4
Exterior for 13 Chatham Ln
Building Area Total2694.00
Foundation DetailsWood
InclusionsRefrigerator with ice maker, washer, dryer, range - electric, built-in microwave, dishwasher.
Lot FeaturesSloping, Partly Wooded
Lot Size Acres0.49
Water Body TypeBay
Water Oriented Y/NYes
Water SourceCommunity
Water View Y/NYes
Waterfront Y/NYes
Additional Details
Price History
Schools
Middle School
Fluvanna Middle School
High School
Fluvanna High School
Elementary School
Central Elementary School
Tina Torres
Broker/Owner