Property

Palmyra, VA 22963 198 Jefferson Dr

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Presented By: Blue and Gray Realty,LLC
  • MLS# VAFN2000530
  • 12/12/2025
  • Request Tour
  • Request Info
  • Beds • 4
  • Full/Half Baths • 3 / 1
  • SQFT • 3,475
  • Garage • 2

Home Details

Welcome to this stunning 4 bedroom, 4 bath Cape Cod nestled in the coveted gated Lake Monticello community, where everyday living feels like a vacation. Set in the desirable Fairway section of the community this home adjoins the golf course and sits on a private wooded oasis enhanced by superb landscaping for year-round beauty. Step onto thequintessential front porch complete with a relaxing multi-person swing/bed-perfect for morning coffee or unwinding at sunset. Inside you'll find 9 ft and vaulted ceilings, plantation blinds and an abundance of natural light bounching off of the real hardwood floors. The open concept kitchen includes stainless steel appliances and a center island that makes a great breakfast spot. The heart of the home is flanked by a generous living room with a cozy fireplace on one side and a huge sunroom for friends and family to gather with easy access to a full back deck creating unbeatable indoor outdoor living and entertaining. The main level features a primary bedroom with a spa ensuite perfect for those who need multiple generation living. Upstairs and overlooking the living area you will find three additional generously sized bedrooms that share a full bath. The front facing bedroom features a classic dormer that brings in extra light and makes a perfect reading nook. The fully finished walk-out basement adds even more with a recreation room, full bath and potential 5th bedroom space perfect for guests, hobbies or movie nights. Residents enjoy beach access, sports courts, a boat ramp, community center, swimming pools and more in this amenity rich neighborhood that truly feels like resort living. Don't miss your chance to own this rare blend of privacy, space and community perks, listed at an unbeatable price. Schedule your tour today and experience the Lake Monticello lifestyle for yourself!
Presented By: Blue and Gray Realty,LLC

Interior Features for 198 Jefferson Dr

Bedrooms

Bedrooms Count All Lower Levels0
Bedrooms Count All Upper Levels3
Bedrooms Count Lower Level 10
Bedrooms Count Upper Level 13
Main Level Bedrooms1
Total Bedrooms4

Bathrooms

Bathrooms Half Upper Level 10
Bathrooms Half Main Level1
Bathrooms Half Lower Level 10
Bathrooms Half All Upper Levels0
Bathrooms Half All Lower Levels0
Bathrooms Full Upper Level 11
Bathrooms Full Lower Level 11
Bathrooms Full All Upper Levels1
Bathrooms Full All Lower Levels1
Bathrooms Count Upper Level 11.00
Bathrooms Count Lower Level 11.00
Bathrooms Count All Upper Levels1
Bathrooms Count All Lower Levels1
Half Baths1
Total Baths4

Other Interior Features

LivingAreaSourceEstimated
Below Grade Unfin Area UnitsSquare Feet
Below Grade Unfin SQFT0
Below Grade Unfin SQFT SourceAssessor
Above Grade Unfin Area UnitsSquare Feet
Above Grade Unfin SQFT SourceEstimated
Above Grade Finished Area2539
Above Grade Finished Area SourceEstimated
Above Grade Finished Area Unit TypeSquare Feet
BasementFully Finished, Heated, Interior Access, Outside Entrance, Walkout Level, Windows
Basement (Y/N)Yes
Below Grade Finished Area936
Below Grade Finished Area SourceAssessor
Below Grade Finished Area Unit TypeSquare Feet
Central Air Y/NYes
Fireplace FeaturesGas/Propane
Fireplace Y/NYes
FlooringHardwood, Laminated, Ceramic Tile, Carpet
Heating FuelElectric
Heating Y/NYes
Hot WaterElectric
Interior AmenitiesEntry Level Bedroom, Bathroom - Soaking Tub, Breakfast Area, Family Room Off Kitchen, Kitchen - Island, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Recessed Lighting
Laundry TypeMain Floor, Washer In Unit, Dryer In Unit
Total Fireplaces1
Window FeaturesDouble Hung, Insulated, Low-E, Screens, Vinyl Clad

Other Rooms

Room TypeLiving Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Laundry, Recreation Room, Full Bath, Half Bath

Room Details for 198 Jefferson Dr

Bedroom 1

level Main

Bedroom 2

level Upper 1

Bedroom 3

level Upper 1

Bedroom 4

level Upper 1

Family Room

level Lower 1

Full Bath

level Upper 1

Full Bath # 2

level Lower 1

Full Bath # 3

level Main

Half Bath

level Main

Kitchen

level Main

Laundry

level Main

Living Room

level Main

Recreation Room

level Lower 1

Sun/Florida Room

level Main

General for 198 Jefferson Dr

Above Grade Unfin SQFT
Acceptable FinancingCash, Conventional, FHA, VA
AccessibilityNone
AppliancesDryer, Washer, Dishwasher, Refrigerator, Oven/Range - Electric, Water Heater, Stainless Steel Appliances
Architectural StyleCape Cod
Assoc Fee Paid PerMonthly
Association AmenitiesBeach, Boat Ramp, Tot Lots/Playground, Security, Tennis Courts, Bar/Lounge, Baseball Field, Basketball Courts, Club House, Community Center, Golf Club, Lake, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, V
Association Fee IncludesInsurance, Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance
Association NameLAKE MONTICELLO OWNERS' ASSOCIATION
Association Recreation FeeN
Bathrooms Count Main Level2.00
Bathrooms Full Main Level1
Builder NameCRF CONSTRUCTION
CityPALMYRA
Community Pool FeaturesIn Ground
Condo/Coop Association fee Y/NNo
Construction MaterialsVinyl Siding
Cool FuelElectric
CoolingCentral A/C, Heat Pump(s)
CountyFLUVANNA
DirectionsEnter Lake Monticello Main Gate, left on Jefferson, property is on the right. (very close to Slice Gate)
DisclosuresProp Disclosure, Radon
ElectricUnderground
Full Baths3
Garage Spaces2.00
Garage Y/NYes
Green SustainabilityConserving Materials/Methods
Green Water ConservationLow-Flow Fixtures
HOAYes
HOA Fee$122.00
HeatingHeat Pump(s)
Legal SubdivisionFAIRWAY
Levels1
Living Area3475
Location TypeAdjoins Golf Course
Lot Size Square Feet20778.00
Lot Size UnitsSquare Feet
New ConstructionNo
Other StructuresAbove Grade, Below Grade
OwnershipFee Simple
Patio/Porch FeaturesPatio(s), Deck(s)
PossessionSettlement
Price Per Sq Ft Total AG204.81
Property ConditionExcellent
Property TypeResidential
RoofArchitectural Shingle
School DistrictFLUVANNA COUNTY PUBLIC SCHOOLS
Security FeaturesSecurity System
Senior Community Y/NNo
SewerPublic Sewer
Standard StatusActive
StatusACTIVE
Structure TypeDetached
Subdivision NameLAKE MONTICELLO
Tax Annual Amount3812.76
Tax Assessed Value352800.0
Tax Lot53
Tax Year2024
Total SQFT3475
Vacation Rental Y/NNo
ViewTrees/Woods, Golf Course
Water Access Y/NNo
Year Built2005
Year Built SourceAssessor
ZoningR-4

Exterior for 198 Jefferson Dr

# of Attached Garage Spaces2
Door FeaturesFrench
Exterior AmenitiesPrivate Beach
Foundation DetailsConcrete Perimeter
Garage FeaturesGarage - Side Entry, Garage Door Opener
Land Assessed Value50000.00
Land Use Code2
Lot FeaturesTrees/Wooded, Private
Lot Size Acres0.48
Lot Size SourceAssessor
Navigable Water Y/NNo
Parking FeaturesPaved Driveway
PoolYes - Community
Total Parking Spaces6
Type of ParkingAttached Garage, Driveway
Water Oriented Y/NNo
Water SourcePublic
Water View Y/NNo
Waterfront Y/NNo

Additional Details

Price History

Schools

High School Fluvanna High School
Elementary School N/A
Middle School N/A

Charles Torres

Owner
Price $520,000
MLS#VAFN2000530
List Date 12/12/2025
Property Type Single Family
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