Property

Palmyra, VA 22963 11 Horseback Lane

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Presented By: Real Broker, LLC
  • MLS# VAFN2000566
  • 12/13/2025
  • Request Tour
  • Request Info
  • Beds • 3
  • Full/Half Baths • 3 / 1
  • SQFT • 2,484
  • Garage • 1

Home Details

Welcome to this beautifully updated three-story home in Lake Monticello, offering exclusive water access and a prime location near the Riverside gate. This well-maintained residence features 3 bedrooms, 3.5 baths, and approximately 2,500 finished square feet of flexible living space designed for everyday comfort and entertaining. The main level offers a welcoming living area with a wood-burning fireplace. The updated eat-in kitchen features granite countertops, a subway tile backsplash, stainless steel appliances, and ample cabinetry. A breakfast area and formal dining room provide multiple options for dining and gatherings. The second level offers 3 bedrooms including the primary suite and primary bathroom. In the hallway is an additional full bathroom. The bedrooms all featured beautiful paint colors and accent walls. The finished basement expands the living space with a spacious recreation room, full bath, laundry room, and office nook, offering versatility for a variety of uses. Outdoor spaces include a large front porch with space for seating, a private back deck, and a covered patio overlooking peaceful wooded surroundings. The newly fenced-in backyard offers added privacy and functionality. An attached garage adds convenience, while the 240 square foot shed with electricity provides excellent flexibility for storage, hobbies, or a workshop. High speed internet is available. Enjoy life in the Lake Monticello community, a gated lake neighborhood featuring a 352-acre lake and a wide range of amenities. Residents have access to the community swimming pool, lake beaches and swimming areas, a marina and boat launch, golf course, tennis and sports courts, recreational facilities, walking trails, and community spaces. Conveniently located near shopping and dining at Zion Crossroads and approximately 20 minutes from Charlottesville. Don't wait to schedule your tour and see all this home has to offer you!
Presented By: Real Broker, LLC

Interior Features for 11 Horseback Lane

Bedrooms

Bedrooms Count All Lower Levels0
Bedrooms Count All Upper Levels3
Bedrooms Count Lower Level 10
Bedrooms Count Upper Level 13
Main Level Bedrooms
Total Bedrooms3

Bathrooms

Bathrooms Half Upper Level 10
Bathrooms Half Main Level1
Bathrooms Half Lower Level 10
Bathrooms Half All Upper Levels0
Bathrooms Half All Lower Levels0
Bathrooms Full Upper Level 12
Bathrooms Full Lower Level 11
Bathrooms Full All Upper Levels2
Bathrooms Full All Lower Levels1
Bathrooms Count Upper Level 12.00
Bathrooms Count Lower Level 11.00
Bathrooms Count All Upper Levels2
Bathrooms Count All Lower Levels1
Half Baths1
Total Baths4

Other Interior Features

LivingAreaSourceAssessor
Above Grade Unfin Area UnitsSquare Feet
Above Grade Finished Area1812
Above Grade Finished Area Unit TypeSquare Feet
BasementFull, Fully Finished, Heated, Interior Access, Outside Entrance, Walkout Level, Windows
Basement (Y/N)Yes
Below Grade Finished Area672
Below Grade Finished Area Unit TypeSquare Feet
Central Air Y/NYes
Fireplace FeaturesWood
Fireplace Y/NYes
Heating FuelElectric, Other
Heating Y/NYes
Hot WaterElectric, Other
Interior AmenitiesPrimary Bath(s)
Laundry TypeHas Laundry
Total Fireplaces1

Other Rooms

Room TypeBedroom 2, Bedroom 3, Bedroom 1, Bathroom 1, Bathroom 2, Half Bath

Room Details for 11 Horseback Lane

Bathroom 1

level Upper 1

Bathroom 1 # 2

level Lower 1

Bathroom 2

level Upper 1

Bedroom 1

level Upper 1

Bedroom 2

level Upper 1

Bedroom 3

level Upper 1

Half Bath

level Main

General for 11 Horseback Lane

Above Grade Unfin SQFT
AccessibilityNone
AppliancesDryer, Washer
Architectural StyleColonial
Assoc Fee Paid PerMonthly
Association AmenitiesBar/Lounge, Basketball Courts, Beach, Boat Ramp, Club House, Community Center, Dining Rooms, Exercise Room, Golf Club, Jog/Walk Path, Lake, Picnic Area, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, V
Association Fee IncludesCommon Area Maintenance, Insurance, Management, Pool(s), Reserve Funds, Road Maintenance, Snow Removal
Association NameLAKE MONTICELLO HOME OWNERS ASSOCIATION
Bathrooms Count Main Level1.00
Bathrooms Full Main Level
Body of WaterLake Monticello
CityPALMYRA
Condo/Coop Association fee Y/NNo
Construction MaterialsVinyl Siding
Cool FuelElectric, Other
CoolingCentral A/C, Heat Pump(s), Programmable Thermostat
CountyFLUVANNA
DirectionsIt is best to put in the address to the main gate. Main gate is: 857 Jefferson Dr Palmyra VA 22963. The use GPS to take you to the property.
DisclosuresProp Disclosure
Full Baths3
Garage Spaces1.00
Garage Y/NYes
HOAYes
HOA Fee$122.00
HeatingCentral, Heat Pump(s)
Legal SubdivisionMONTPELIER
Levels3
Living Area2484
Lot Size Square Feet20473.00
Lot Size UnitsSquare Feet
New ConstructionNo
Other StructuresAbove Grade, Below Grade
OwnershipFee Simple
Patio/Porch FeaturesDeck(s), Porch(es)
PossessionSettlement
Price Per Sq Ft Total AG237.25
Property TypeResidential
RoofComposite, Asphalt
School DistrictFLUVANNA COUNTY PUBLIC SCHOOLS
Security FeaturesSecurity Gate, Security System, Exterior Cameras
Senior Community Y/NNo
SewerPublic Sewer
Standard StatusActive
StatusACTIVE
Structure TypeDetached
Subdivision NameLAKE MONTICELLO
Tax Annual Amount2931.75
Tax Assessed Value390900.0
Tax Year2025
Total Rooms7
Total SQFT2484
Vacation Rental Y/NNo
ViewTrees/Woods
Virtual TourClick here
Water Access Y/NYes
Year Built1996
Year Built SourceEstimated
ZoningR-4

Exterior for 11 Horseback Lane

# of Attached Garage Spaces1
Exterior AmenitiesOther
FencingFully
Foundation DetailsBlock
Garage FeaturesBasement Garage, Garage - Side Entry, Inside Access
Inclusionskitchen appliances, window blinds, washer, dryer, built-in garage shelf, shed items
Lot FeaturesLandscaping, Partly Wooded, Private
Lot Size Acres0.47
Lot Size SourceEstimated
Navigable Water Y/NYes
Parking FeaturesAsphalt Driveway
PoolYes - Community
Total Parking Spaces1
Type of ParkingAttached Garage, Driveway
Water Body TypeLake
Water Oriented Y/NYes
Water SourcePublic
Water View Y/NNo
Waterfront Y/NNo

Additional Details

Price History

Schools

Middle School Fluvanna Middle School
High School Fluvanna High School
Elementary School Central Elementary School

Tina Torres

Broker/Owner
Price $429,900
MLS#VAFN2000566
List Date 12/13/2025
Property Type Single Family
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