Property

Cross Junction, VA 22625 109 Waterside Lane

Pending
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Presented By: Colony Realty
  • MLS# VAFV2039256
  • 01/30/2026
  • Request Tour
  • Request Info
  • Beds • 3
  • Full/Half Baths • 3 / 1
  • SQFT • 3,223
  • Garage • 2

Home Details

Spectacular Lake Home with Multiple Decks & Panoramic Views! Enjoy breathtaking wide-body lake views from all three levels of this stunning lake home in gated Lake Holiday! This coastal inspired contemporary features two expansive front decks including the primary suite private decks- where every sunset feels like a getaway. Designed for both entertaining and everyday comfort, the open floor plan showcases soaring circular tray ceilings in kitchen, elegant columns, and rich Brazilian cherry hardwood floors throughout the main level. The gourmet kitchen is beautifully appointed with newer stainless steel appliances, double ovens, a gas range, and generous prep space ideal for hosting gatherings while enjoying the water views. Boasting over 3,200 finished square feet, this home offers exceptional flexibility. The fully finished lower level includes a third full bath and spacious flex area perfect for a media room, TV lounge, guest retreat, recreation space, or home office. Upstairs, brand new carpet enhances the upper level. The oversized primary suite features vaulted ceilings, double doors, large walk in closet, and access to an expansive private deck overlooking the lake creating a true retreat experience. Bedrooms two and three are connected by a convenient Jack and Jill bath, offering both comfort and functionality. Multiple outdoor living spaces, generous interior layout, and incredible scenery make this property ideal for full-time living or the perfect lake getaway. Recent updates include: updated decking, whole house freshly painted, brand new upper-level carpet, newer HVACS, updated lighting, and newer kitchen appliances and washer and dryer. Beyond your doorstep, the Lake Holiday community offers an unparalleled lifestyle. Residents enjoy access to a magnificent 240-acre lake, ideal for boating, water sports, kayaking, canoeing, paddleboarding, swimming, and fishing. Also offering multiple sandy beaches, a large clubhouse with fitness center, various sports courts, hiking trails, dog park, and a marina with boat slips. Experience the perfect blend of modern comfort and resort-style living in this fantastic Lake Holiday home in a 24/7 gated community! Dont miss the floor plan uploaded to photos.
Presented By: Colony Realty

Interior Features for 109 Waterside Lane

Bedrooms

Bedrooms Count All Upper Levels3
Bedrooms Count Upper Level 13
Total Bedrooms3

Bathrooms

Bathrooms Half Main Level1
Bathrooms Full Upper Level 12
Bathrooms Full Lower Level 11
Bathrooms Full All Upper Levels2
Bathrooms Full All Lower Levels1
Bathrooms Count Upper Level 12.00
Bathrooms Count Lower Level 11.00
Bathrooms Count All Upper Levels2
Bathrooms Count All Lower Levels1
Half Baths1
Total Baths4

Other Interior Features

LivingAreaSourceEstimated
Below Grade Unfin Area UnitsSquare Feet
Below Grade Unfin SQFT0
Below Grade Unfin SQFT SourceEstimated
Above Grade Finished Area2344
Above Grade Finished Area SourceAssessor
Above Grade Finished Area Unit TypeSquare Feet
BasementFully Finished, Connecting Stairway, Interior Access, Walkout Level, Daylight, Partial, Front Entrance, Garage Access, Outside Entrance, Windows
Basement (Y/N)Yes
Below Grade Finished Area879
Below Grade Finished Area SourceEstimated
Below Grade Finished Area Unit TypeSquare Feet
Central Air Y/NYes
Fireplace FeaturesGas/Propane
Fireplace Y/NYes
FlooringHardwood, Carpet, Vinyl
Heating FuelElectric
Heating Y/NYes
Hot WaterElectric
Interior AmenitiesDining Area, Kitchen - Table Space, Primary Bath(s), Window Treatments, Wood Floors, Chair Railings, Crown Moldings
Laundry TypeLower Floor, Hookup
Total Fireplaces1

Other Rooms

Room TypeLiving Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Recreation Room, Primary Bathroom, Full Bath, Half Bath

Room Details for 109 Waterside Lane

Bedroom 2

level Upper 1
description Flooring - Carpet

Bedroom 3

level Upper 1
description Flooring - Carpet, Walk-In Closet(s)

Dining Room

level Main
description Flooring - HardWood

Family Room

level Main
description Fireplace - Gas, Flooring - HardWood

Full Bath

level Upper 1
description Jack and Jill Bathroom, Flooring - Vinyl, Bathroom - Tub Shower

Full Bath # 2

level Lower 1
description Bathroom - Tub Shower, Flooring - Ceramic Tile

Half Bath

level Main
description Flooring - HardWood

Kitchen

level Main
description Flooring - HardWood, Kitchen - Eat-in, Kitchen - Propane Cooking, Lighting - LED, Island, Countertop(s) - Solid Surface

Living Room

level Main
description Chair Rail, Flooring - HardWood, Crown Molding

Primary Bathroom

level Upper 1
description Bathroom - Walk-In Shower, Bathroom - Soaking Tub, Cathedral/Vaulted Ceiling, Flooring - Vinyl, Lighting - Recessed

Primary Bedroom

level Upper 1
description Attached Bathroom, Balcony Access, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet, Walk-In Closet(s)

Recreation Room

level Lower 1
description Flooring - Carpet, Lighting - Recessed

General for 109 Waterside Lane

Acceptable FinancingConventional, FHA, VA, Cash, Bank Portfolio
AccessibilityNone
AppliancesDishwasher, Cooktop, Disposal, Microwave, Oven - Double, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Dryer - Front Loading
Architectural StyleColonial, Coastal, Georgian, Contemporary
Assoc Fee Paid PerMonthly
Association AmenitiesBaseball Field, Basketball Courts, Beach, Club House, Dog Park, Exercise Room, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Vo
Association Fee IncludesCommon Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
Association NameLAKE HOLIDAY COUNTRY CLUB
Bathrooms Count Main Level1.00
Body of WaterLake Holiday
CityCROSS JUNCTION
Condo/Coop Association fee Y/NNo
Construction MaterialsVinyl Siding
Cool FuelElectric
CoolingCentral A/C
CountyFREDERICK
DirectionsFrom Lake Holiday main gate: turn left on Masters Dr, left on Colonial Dr, right on Lake Holiday Rd, stay left over dam and turn right on Waterside Ln. The home will be on the left.
DisclosuresSubject to VA POA, Prop Disclosure
Full Baths3
Garage Spaces2.00
Garage Y/NYes
HOAYes
HOA Fee$156.00
HeatingHeat Pump(s)
Legal SubdivisionLAKE HOLIDAY ESTATES
Levels3
Living Area3223
Location TypeLake
Lot Size Square Feet10528.00
Lot Size UnitsSquare Feet
New ConstructionNo
Number of Community Slips110
Other StructuresAbove Grade, Below Grade
OwnershipFee Simple
Patio/Porch FeaturesDeck(s)
PossessionSettlement
Price Per Sq Ft Total AG213.27
Property ConditionVery Good
Property TypeResidential
RoofShingle
School DistrictFREDERICK COUNTY PUBLIC SCHOOLS
Security FeaturesSecurity Gate, Security System, Smoke Detector
Senior Community Y/NNo
SewerPublic Sewer
Standard StatusPending
StatusPENDING
Structure TypeDetached
Subdivision NameLAKE HOLIDAY ESTATES
Tax Annual Amount2147.0
Tax Assessed Value447300.0
Tax Lot1208
Tax Year2025
Total SQFT3223
UtilitiesPropane, Electric Available
Vacation Rental Y/NNo
ViewLake
Water Access Y/NYes
Year Built2004
Year Built SourceAssessor
ZoningR5

Exterior for 109 Waterside Lane

# of Attached Garage Spaces2
Dock Type and FeaturesNone
Dock/Slip Conveys YNYes
Exterior AmenitiesExterior Lighting, Private Beach
Foundation DetailsConcrete Perimeter
Garage FeaturesGarage - Front Entry, Inside Access, Oversized
InclusionsWasher, dryer
Land Assessed Value58000.00
Land Use Code100R
Lot Size Acres0.24
Lot Size SourceEstimated
Navigable Water Y/NYes
Number of Docks1
Number of Slips1
Parking FeaturesPaved Driveway
PoolNo Pool
Total Parking Spaces6
Type of ParkingDriveway, Attached Garage, Off Street
Water Access FeaturesBoat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Beach, Swimming Allowed, Waterski/Wakeboard
Water Body TypeLake
Water Oriented Y/NYes
Water SourcePublic
Water View Y/NYes
Waterfront Y/NNo

Additional Details

Price History

Schools

Elementary School Gainesboro Elementary School
High School James Wood High School
Middle School Frederick County Middle School

Charles Torres

Owner
Price $499,900
MLS#VAFV2039256
List Date 01/30/2026
Property Type Pending
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